We have numerous competitive Markets for your auto, motorcycles, RV’s, trailers, Boats, RTV’s, Neighborhood golf carts, and more. Family policies, youthful driver, good students, Non-Owned Auto Policies, drivers with multiple points, DUI’s, Foreign or International driver license, etc.

We’ll maximize your discounts and put you with a competitive “A” rated carrier. We’ll help you to understand how coverage works, go over in detail limit and deductible options, as well as optional coverage’s you may or may not need. Let us help you understand Auto Insurance and place you with a carrier that works for you!

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

If it’s health or disability insurance you are looking for, look no further. Ortega Ranch Insurance is a trusted agency for many of our clients health insurance needs. If you are still unsure what the healthcare rules are here in the U.S. we can help explain the Affordable Care Act (Obamacare) and what it means to our clients. Our agents are also licensed and proficient in working with Medicare, Medicare Advantage, and Medicare Supplement plans.

When you own a business, you have a lot to protect, and the right small business insurance coverage can be important to your continued success. Luckily, there are a variety of coverages to choose from when it comes to protecting your business.

Let Ortega Ranch Insurance help you choose a policy that will fit your individual needs.  Protecting your assets, whether personal, business, or both, is our goal.  A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils.  We’re here to help when you are considering Business coverage.

Whether you’re a store owner, office professional or wholesaler, our flexible, streamlined commercial insurance coverages are designed to protect you against the unique risks and exposures you face – so you can tend to your business and rest assured that it is protected in every imaginable way.

We pride ourselves in delivering excellence in every phase of our operations. We work diligently to provide superior products and superior service and will always search through many different carriers to determine what fits best for you and your company.