What sets us apart from other insurance agents is our Personal Service along with the Flexible Options we offer our clients.
We offer Free Quotes and never charge any fees. We are proud of our good old fashioned service and relationships we build with our clients. When you call our office during business hours you will not get an automated operator, you will get a live person and can talk to the same agent every time. We do not have a call center where you never talk to the same person twice.
As independent agency, We Work For You, not for the insurance company. We will quote you with several companies to find the best rates possible. You have choices and options with us that you will not get with an exclusive company that can only offer you thier product.
Our staff combined has over 70 Years Experience in this business -- we know insurance. Whether you are looking to save money or want the highest possible protection for your Family, Home, Automobiles, and anything else you may own, we can help you achieve your goals.
We offer Insurance Policies for Single Family Residences, Multi-Unit Dwellings, Rental Properties, Condominiums, Renters or Tenant Policies, Apartment Buildings, Specialty Dwellings, High Value Homes, High Brush Exposure, Scheduled Personal Property and Jewelry Floaters, Associations, and more.
In addition to Homeowners Insurance, we offer Earthquake and Flood Insurance. Protecting your home and your personal assets is important. Depending on your need, we have a competitive market for you. To discuss in detail, or to review different policy types, please give us a call.
We have numerous competitive Markets for your auto, motorcycles, RV’s, trailers, Boats, RTV’s, Neighborhood golf carts, and more. Family policies, youthful driver, good students, Non-Owned Auto Policies, drivers with multiple points, DUI’s, Foreign or International driver license, etc.
We’ll maximize your discounts and put you with a competitive “A” rated carrier. We’ll help you to understand how coverage works, go over in detail limit and deductible options, as well as optional coverage’s you may or may not need. Let us help you understand Auto Insurance and place you with a carrier that works for you!
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
If it’s health or disability insurance you are looking for, look no further. Ortega Ranch Insurance is a trusted agency for many of our clients health insurance needs. If you are still unsure what the healthcare rules are here in the U.S. we can help explain the Affordable Care Act (Obamacare) and what it means to our clients. Our agents are also licensed and proficient in working with Medicare, Medicare Advantage, and Medicare Supplement plans.
When you own a business, you have a lot to protect, and the right small business insurance coverage can be important to your continued success. Luckily, there are a variety of coverages to choose from when it comes to protecting your business.
Let Ortega Ranch Insurance help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Business coverage.
Whether you’re a store owner, office professional or wholesaler, our flexible, streamlined commercial insurance coverages are designed to protect you against the unique risks and exposures you face – so you can tend to your business and rest assured that it is protected in every imaginable way.
We pride ourselves in delivering excellence in every phase of our operations. We work diligently to provide superior products and superior service and will always search through many different carriers to determine what fits best for you and your company.
For over 25 years Cindie Carey has been providing her clients with outstanding personal service. Her reputation as one of the top insurance agents in Southern California was built on hard work and her desire to excel by exceeding expectations one customer at a time. As a successful business woman, Cindie understands her client's needs and the importance of being available to them whenever the need arises. That’s why Cindie receives so many referrals. People know they can always count on her to offer the very best coverage at the best possible rates. They also know that she’s familiar with their personal situation and they can depend on her sound advice regarding all of their insurance questions. Let Cindie help you solve your family’s insurance matters. CallThe Ortega Ranch Insurance Agency today and see why Cindie always Scores the Winning Goal when it comes to helping her clients solve their insurance needs.
Steve Carey has become an outstanding agent here at Ortega Ranch. He is very out going, friendly, and is constantly pushing to increase his knowledge in the ever changing business of insurance. Steve grew up locally in southern Orange County and has lived here all his life. His passion lies in soccer, in which he also coaches youth teams in our community
You could say I was born into the insurance business. I started working for my father’s insurance agency at the age of 16 doing odd jobs and typing letters. (We used carbon paper in those days and corrected typing errors by using a round eraser pencil or by starting the whole thing over!) I learned the insurance business from the ground up after going to work for him full time. I learned the lessons of old school service to the customers and a good old fashioned work ethic. I obtained my insurance Property and Casualty license in 1975 and my Certificated Insurance Counselor Designation (CIC) in 1992. I have worked in all aspects of the insurance business, but my forte and the majority of my experience is in Personal Lines. I’m a native Southern Californian that grew up in Huntington Park and Downey. I’ve lived in Los Angeles County, Orange County, and the mountains of San Bernardino County and have family in Riverside and San Diego counties so I have a broad familiarity the various insurance needs for our part of the state.
I have always worked in insurance. I think about insurance even when I am not thinking about insurance. I started out as a file clerk in the basement of the Auto Club of Michigan on Grand River Avenue in about 1977. I worked my way up to a manual rater and processor. Then I went big time and became what we call now a CSR, (customer service representative). When I moved to California, the first place I went for a job was the Auto Club. I retired from the Auto Club and went to work for Safeco Insurance Company. From there I went to work for an independant broker. Now here I am with the best job of my life.